Do you know that you get discounts when you put your values in a personal package?

Do you have GAP coverage on your auto policy? 1. Do not pay out of your pocket a possible difference between the current value of the car and what you owe the bank.

Are you protected against accidents in your home?

Does your property policy cover replacement in case of loss?

Would you like to enjoy the benefits of "cash value" just like your beneficiaries?

Would you like guaranteed or indexed interests?

Are you prepared to receive special health care without being a burden to your children or family? Do you know the costs of receiving long-term care in your home, in a home care facility, hospice, or day care center?

Can you keep your lifestyle and fulfill your financial commitments if you become incapacitated?

Do you have the resources to cover the costs of a terminal illness?

Do you know that you could receive a sum of money at the time of being diagnosed with a catastrophic illness?

Did you get sick on your trip and lost the investment of your vacation?